Self-Employed? Your Tax Returns Don't Tell the Whole Story.

Bank statement loans. No tax returns required. I shop 50+ lenders to find the program that fits how you actually earn — not how your CPA files.

See If You Qualify

Jason Yourofsky

NMLS #137016 · Owner

Step 1 of 5

How are you self-employed?

🏢 Business owner (LLC, S-Corp, C-Corp) ✓

📋 1099 independent contractor ✓

💻 Freelancer / gig worker ✓

💵 Cash-heavy business ✓

How do you document your income?

🏦 Bank statements (personal or business) ✓

📄 Tax returns (but they understate my income) ✓

📊 Profit & loss statements ✓

🤷 Not sure what I'd need ✓

What's your mortgage goal?

🏠 Buy a home ✓

💰 Refinance my current mortgage ✓

💳 Cash-out refinance ✓

📈 Investment property ✓

How would you describe your credit?

🌟 Excellent (740+) ✓

👍 Good (680-739) ✓

📊 Fair (620-679) ✓

🤷 Not sure ✓

Where should I send your personalized loan options?

✓

Thank you! I'll personally reach out within the hour.

Can't wait? Call me now:

248-985-6000

Why Self-Employed Borrowers Choose Me

🏦

Bank Statement Loans

Use 12-24 months of bank statements instead of tax returns. Your deposits prove your income — not your write-offs.

🔍

50+ Lenders Compete

Banks offer one program. I shop the entire wholesale market to find the lender that says yes to your specific situation.

🤝

Owner-Direct Service

You work with me — the owner, not a call center. One person from application to closing. 28 years of experience.

Self-Employed Loan Programs

12-24

Months Statements

Bank Statement Loan

No tax returns. Personal or business bank statements qualify you based on real deposits.

P&L

Only

Profit & Loss Loan

CPA-prepared P&L statement used as primary income documentation. Fast and flexible.

Non

QM Programs

Non-QM / Alt-Doc

Asset depletion, DSCR for investors, 1099-only programs. If you earn it, I can document it.